Terms of Service

1. Acceptance of Terms

By accessing and using Career Planner ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our career assessment and planning services provided by Career Planner ("we," "us," or "our").

2. Service Description

Career Planner provides:

• Career assessment tools and questionnaires
• Personalized career development reports
• Task management and planning features
• Professional development recommendations
• Career coaching and guidance resources

We reserve the right to modify, suspend, or discontinue any part of the Service at any time with reasonable notice.

3. User Accounts

To access certain features of the Service, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your account information
• Keep your account credentials secure and confidential
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

You must be at least 16 years old to create an account. If you are under 18, you must have parental consent.

4. Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Interfere with the Service's operation or other users
• Use automated tools to access the Service
• Share account credentials with others

5. Payment Terms

Some features of the Service require payment:

• All fees are non-refundable unless otherwise stated
• Prices may change with 30 days' notice
• Payment is processed securely through Stripe
• You authorize us to charge your payment method
• Failed payments may result in service suspension

Credits purchased are valid for 12 months from purchase date.

6. Intellectual Property

The Service and its content are protected by intellectual property laws:

• We retain all rights to the Service and its content
• You retain rights to your personal data and content
• You grant us license to use your content for service provision
• You may not copy, modify, or distribute our content

7. Privacy and Data

Your privacy is important to us:

• We collect and process data as described in our Privacy Policy
• You control your personal information and can request deletion
• We implement appropriate security measures
• Data may be stored in multiple jurisdictions

By using the Service, you consent to our data practices as described in our Privacy Policy.

8. Disclaimers

The Service is provided "as is" without warranties:

• We do not guarantee the accuracy of assessments or recommendations
• Career outcomes depend on many factors beyond our control
• We are not responsible for employment decisions or career changes
• The Service is not a substitute for professional career counseling
• We do not guarantee uninterrupted or error-free service

9. Limitation of Liability

To the maximum extent permitted by law:

• We shall not be liable for indirect, incidental, or consequential damages
• Our total liability shall not exceed the amount you paid for the Service
• We are not liable for data loss or service interruptions
• Some jurisdictions do not allow liability limitations

10. Indemnification

You agree to indemnify and hold harmless Career Planner from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

11. Termination

Either party may terminate this agreement:

• You may cancel your account at any time
• We may terminate for Terms violations or non-payment
• Upon termination, your access to the Service will cease
• We may retain data as required by law or for legitimate business purposes

12. Governing Law

These Terms are governed by the laws of [Your Jurisdiction]. Any disputes shall be resolved in the courts of [Your Jurisdiction], unless you are a consumer in the European Union, in which case you may bring proceedings in your local courts.

13. Changes to Terms

We may update these Terms from time to time:

• Material changes will be notified via email or in-app notice
• Continued use after changes constitutes acceptance
• You may terminate if you disagree with changes

14. Contact Information

For questions about these Terms, contact us: